Buying a Home
Welcome to the journey of finding your dream home! Whether you’re a first-time home buyer or an experienced one, our dedicated team is here to guide you through every step of the process.
Getting Started: Preparing for Your Home Purchase
- Understanding Your Finances: It is important to know your credit score and financial health. Your credit score and debt-to-income ratios will play a big part in how much you are approved for as well as the interest rate you get. This is also a good time to start gathering documents that you will need for the mortgage lender. You will need bank statements, tax returns, pay stubs, investment and 401k statements, etc. Saving these to a file on your computer will make it easy to find when these are requested.
- Determining Your Home Needs: Make a list of the must-haves and nice-to-haves. Determining what is a dealbreaker before you start is helpful in staying on track. Start exploring neighborhoods that might interest you.
- Choosing the Right Real Estate Agent: Your real estate agent is like your guide. They are going to be right there with you, helping you every step of the way. Be sure it is someone knowledgeable and responsive. Most important, you should feel comfortable and be able to trust this agent. By the way…we would love to have the chance work with you!
- Working with a Lender: Just as you need a strong real estate agent, you need a great lender to partner with as well. Of course, you want to look at the lenders fees but also look at their customer service. Make sure they are responsive and helpful as you make this important financial decision. A lender that is available nights and weekends is also a huge plus! Often you will be looking at homes at this time and you want a lender that can answer your questions.
Why Choose Us for Your Home Buying Journey
- Our Approach: We understand you’re not another “transaction” and we are committed to focusing on each family’s needs to guide them on a successful path. For this reason, we only work with a small number of great clients to ensure we can properly serve them.
- How We Help You:
- We guide and advise you throughout the entire process to minimize stress and surprises.
- We preview homes regularly on behalf of our buyers.
- You can take advantage of our great network of resources to help you each step of the way.
- Each week, we contact top agents in the area for their “coming soon” listings so you know about them early.
- If there is a neighborhood you love, we actively door knock or use our Yikes Marketing Campaign to find off market opportunities.
- We only show you properties that match what you want. We will not pressure you to spend more than you want.
- Throughout the contract, we will negotiate aggressively on your behalf.
- We work with your lender, seller’s agent, title and all other parties to ensure a smooth transaction.
- We are New Home Construction Certified if you decide a new home is best for you.
Ready to Start Your Home Buying Journey?
Contact us today to get started on this exciting adventure to find your perfect home. We’re not just real estate professionals; we’re your partners in making your homeownership dreams a reality. Contact us to schedule a free consultation or fill out our Buyer Questionnaire to help us better understand you needs and how we can help you!